Clothing Enterprises Bear Financial Pressure &Nbsp; Financing Is Difficult To Oppress Corporate Nerves.

June 25th despite Collapse tide The argument is proved to be exaggerated, but the reality of the growth of SMEs is like that. financing Problems such as difficulty, high cost of loans, and high risk of private lending can not be ignored. The financing difficulties of garment enterprises have also been plagued. clothing Boss.

"In June 14th, the people's Bank of China decided to increase the deposit reserve ratio of deposit financial institutions by 0.5 percentage points from June 20, 2011." This is the twelfth consecutive start of the central bank since the beginning of last year, and the sixth time that the reserve requirement ratio has been raised in 2011.

Starting in January this year, the central bank began to raise the deposit reserve ratio of large financial institutions every month. After the rise, the deposit reserve ratio of large financial institutions reached a historical high of 21.5%, and the deposit reserve ratio of small and medium-sized financial institutions reached a high of 18%. It is estimated that this will freeze bank funds for nearly about 370000000000 yuan. Bank funds are frozen, and the pressure of financing for garment enterprises is also increasing. Many clothing experts have expressed their views on the financing difficulties of clothing enterprises.

Zhou Dewen, President of Wenzhou SME Development Association: high interest rates bring difficulties to small and medium-sized private enterprises.

"Compared to the current economic situation, such a high lending rate does bring difficulties to many small and medium-sized private enterprises." Zhou Dewen, President of Wenzhou SME Development Association, said.

Cao Xiao, deputy director of the small business financing research center of Shanghai University of Finance and Economics, first will shrink the loans of small and medium-sized enterprises.

Cao Xiao, deputy director of the small business financing research center of Shanghai University of Finance and Economics, said before that, in general, the contraction of bank credit will first shrink the loans of small and medium-sized enterprises.

"For large enterprises, banks are rushing for loans, but small businesses like ours are harder to get loans than to go to the sky." Many owners of small and medium-sized enterprises have had such a feeling.

"At the height of the garment industry, there are more than 300 large and small garment factories in the town of Guang pan. Now there are only more than 20 garment enterprises in the famous clothing town." Many people in charge of clothing companies in Zhejiang lamented that this line was not easy to do.

Similarly, many bloggers have expressed their views on micro-blog.

Tom boots: up to 30% to 40% lending rates

Tom boots: Wenzhou textile enterprises Nantong textile enterprises and other eastern coastal provinces and small and medium-sized textile and garment enterprises are facing financing difficulties. The private lending rate of up to 30% to 40% directly cut off its capital chain.

In China, financial policies are not conducive to the financing of small and medium-sized garment enterprises in China. Foreign governments' initiatives also make it difficult for garment enterprises to speak.

Apennines window: overseas garment enterprises are frozen funds

Window of Apennines: in June 21st, the Italy police took a large scale code named "dams" in Florence and Prato. About 70 Chinese clothing enterprises were investigated for allegedly transferring false funds, registering empty shell companies or employing illegal workers. Police said the operation was meant to "stop a money flowing from Italy to China," a total of 396 bank accounts, 183 cars and 76 properties were seized and the total value was 25 million euros.

There are both strikes and support, and Bo Friends are more optimistic about the direct support of the Australian government.

Wa after life: the Australian government has direct financial support.

After wa life: Australia's 67 textile, clothing and footwear enterprises will benefit from the Australian government's $2 million 500 thousand Australian dollar fund aimed at re shaping their business and corporate culture, improving business and management. These funds are part of the government's small business plan for textiles, clothing and footwear (TCF), which will help these enterprises successfully overcome the difficult economic period.

At present, clothing enterprises are faced with financing difficulties. Banks or private financing channels need to pay a lot of costs and need to take a lot of risks. However, the development of garment enterprises is inseparable from capital. Such a contradiction is a pressing problem for garment enterprises. We expect more and more effective financial policies that will benefit the garment enterprises.