Listed Banks Disclose Semi Annual Report &Nbsp; "Toll Income" Growth Rate Is Over 40%.

Successive disclosures list Bank semi annual report shows that a number of banks once again made a "full pot" in the first half of this year. Among them, the "toll revenue" growth rate of the banks that were widely concerned and questioned was generally over 40%, and some even exceeded 90%.

In the first half of the year, the banking industry once again made a "full pot". As of 24 days, there were 10 listed companies. Bank In the semi annual report, from the increase point of view, the net profit growth of all banks is generally over 30%, of which the growth of Minsheng Bank and Shenzhen Development Bank is up to 57% and 56%. The growth rate of Pudong Development Bank, China Merchants Bank and Xingye is over 40%.

On the one hand, bank performance is benefited from the increase in net interest margin. On the other hand, it comes from strong growth in fees and commission net income and so on. According to the semi annual report, the number of bank fees and commission receipts has increased by more than 40% in addition to the 23.56% increase in Bank of China.

Specifically, the growth rate of the former Huaxia Bank, Shanghai Pudong Development Bank and Minsheng Bank increased by 90.51%, 80.69% and 75.63% respectively.

In the big state-owned sector, the Construction Bank's handling fee and commission net income increased by 41.70% to 47 billion 671 million yuan, accounting for 24.32% of the business revenue. The bank realized a net income of commission and commission of RMB 10 billion 44 million yuan, an increase of 40.97% over the previous year, accounting for 16.15% of the commission fee and commission net income.

Market analysts said that in recent years, bank charges and commissions net income Generally, the growth rate of interest rate is higher than that of interest income, and the proportion of bank business income has gradually increased, which has increasingly become an important growth pole of bank profits. According to the data disclosed, the rapid growth of bank charges in the first half of the year was mainly due to the substantial increase in the cost of financial services, consultants and bank cards.

Take Huaxia Bank and Shenzhen development as an example, Huaxia Bank realized a year-on-year increase in net income of fees and commissions in the first half of the year, compared with an increase of 90.51% over the previous year, including 468 million yuan in handling fees and 310.53% year-on-year growth. In the first half of the year, the net income of fees and commissions increased by 58%, of which 352% of the fees for handling financial transactions grew by 352%, while the agency and entrusted business grew by 172%.